AT WILBERTSON PROPERTIES

WE SERVE DIFFERENTLY

Construction Management

I'm a paragraph. Click here to add your own text and edit me. It’s easy. Just click “Edit Text” or double click me to add your own content and make changes to the font. 

Interior Design

I'm a paragraph. Click here to add your own text and edit me. It’s easy. Just click “Edit Text” or double click me to add your own content and make changes to the font. 

Pools

I'm a paragraph. Click here to add your own text and edit me. It’s easy. Just click “Edit Text” or double click me to add your own content and make changes to the font. 

Land Architecture 

  • Certificate of Occupancy

  • As-built documentation

  • Warranty

PREFERRED PARTNER Mortgage Lender
Travis Key
 

NMLS ID 546409

Office 706-253-6400

Cell 678-908-7654

Email travis.key@regions.com

Regions_Bank_logo.png
home keys

Financing

Regions Unique Loan Products

1XCP Conforming and Jumbo -1st and 2nd homes

  • $2 million max for Jumbo loans

  • 90% LTV for loan up to $1,000,000 min credit score 740 conventional

  • 80% LTV min credit score 700

  • Approval on front end (credit, income, assets, employment, and Appraisal)

  • Permanent mortgage rate locked on front end

  • 24 month build term

  • No long term lock in fee

  What is needed to process your loan

  1. Copy of borrower and co borrower’s most recent paystub for the last 30 days

  2. Copy of borrower and co borrower’s recent 2 years of W-2s

  3. 2 years’ tax returns (All pages, k-1s, and 1099s)

  4. 2 months’ bank statements, stock accounts, and retirement accounts (all pages for all accounts provided). Terms of withdrawal are required on all retirement accounts.

  5. If self-employed 2-year business returns and a current P&L and balance sheet for the business

  6. Copy of borrower and co borrower’s Driver’s Licenses

  7. Appraisal fee of $500

  8. Contract information for your insurance agent

  9. Please complete online application 

 

 

 

Once the construction contract is finalized I will need

  1. Copy of plans and specifications for proposed construction

  2. Copy of final contract for proposed construction – signed by buyer(s) & builder

  3. Copy of budget (cost breakdown) for proposed construction

  4. Copy of lot ownership documentation (Warranty Deed, HUD 1) and Copy of contract to purchase lot