AT WILBERTSON PROPERTIES
WE SERVE DIFFERENTLY
PREFERRED PARTNER Mortgage Lender
Travis Key
NMLS ID 546409
Office 706-253-6400
Cell 678-908-7654
Email travis.key@regions.com
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*** Be sure to mention Wilbertson Properties
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Financing
Regions Unique Loan Products
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1XCP Conforming and Jumbo -1st and 2nd homes
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$2 million max for Jumbo loans
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90% LTV for loan up to $1,000,000 min credit score 740 conventional
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80% LTV min credit score 700
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Approval on front end (credit, income, assets, employment, and Appraisal)
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Permanent mortgage rate locked on front end
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24 month build term
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No long term lock in fee
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What is needed to process your loan
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Copy of borrower and co borrower’s most recent paystub for the last 30 days
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Copy of borrower and co borrower’s recent 2 years of W-2s
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2 years’ tax returns (All pages, k-1s, and 1099s)
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2 months’ bank statements, stock accounts, and retirement accounts (all pages for all accounts provided). Terms of withdrawal are required on all retirement accounts.
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If self-employed 2-year business returns and a current P&L and balance sheet for the business
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Copy of borrower and co borrower’s Driver’s Licenses
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Appraisal fee of $500
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Contract information for your insurance agent
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Please complete online application
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Once the construction contract is finalized I will need
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Copy of plans and specifications for proposed construction
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Copy of final contract for proposed construction – signed by buyer(s) & builder
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Copy of budget (cost breakdown) for proposed construction
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Copy of lot ownership documentation (Warranty Deed, HUD 1) and Copy of contract to purchase lot
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Custom Designed/ Built Homes
At Wibertson Properties, we don’t Take a “Cookie Cutter” approach. Each home that we build is “Custom Designed and Built” to meet your Desires...Lifestyle…Budget.
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Our Architectural and Interior Design Team will spend time with you to look through your minds eye to see and share your vision for your dream home. We will listen intently to your sacred desires and requirements for your home all the while keeping in sight your budget, to help you design and build your dream home without exceeding your budget.
We can start with previously designed homes form our catalogue and modify to your needs or start from a blank sheet of paper to create your dream home.
We would be honored to engage in an initial consult to discuss your luxury custom dream home project